• Burundi
  • Resources
  • Access to Finance
  • Access to Capital
  • Access to Capital

The Government of the Republic of Burundi, through the Ministry of Human Rights, Social Affairs and Gender, has a National Gender Policy of Burundi, 2012-2025. Among the eight challenges identified that affect the social, legal and economic situation of women and that limit the promotion of equity is the challenge of equal access and accessibility to resources and economic opportunities by women.

With this policy, women currently have access to factors of production, basic infrastructure, support services and financial resources as indicated in the National Gender Policy of Burundi, 2012-2025, especially in its results framework. . Some women's organizations and associations have been created precisely to facilitate women to have capital to start their business or increase their business. Other financial institutions have created specific products for women entrepreneurs.

angle-left Kenya Commercial Bank (KCB)

Types of Products & Facilities Offered

Personal current account

* Order of book of 48 checks

* Order of withdrawal card on local ATM, KCB IWACU agents and payment in hotels, supermarket, stations,…

* Visa card order for international withdrawals and online payments

* Free registration on mobile Banking to be able to consult your balance and account history on the phone, to make account-to-account transfers, to make bill payments in food stores, restaurants, hotels, supermarkets, stations,. .., to buy Econet, Lumitel, Smart, startimes units,...

* Registration free of charge on Internet Banking to be able to consult your balance and account history, to make account transfers and payment by Swift.

* Free SMS Alert registration to be able to receive instant SMS notifications whenever your account is debited or credited

* Free registration to link your account to ECOCASH/LUMICASH/SMART PESA in order to transfer money from your account to your ECOCASH/LUMICASH/SMART PESA and vice versa

* International Swift Transfer

* Account to account transfer

* Check remittance

* Certification of Checks

* Issue of BRB checks

* Overdraft on salary

* Credits all at school

* Equipment Credits

* Housing loans

Account fees: BIF 3000

No credit interest at the end of the month

In the event of commercial transactions observed on this account, it will be converted into a business current account

Savings account

* Credit interest: 2% per year

* Free SMS Alert registration to be able to receive instant SMS notifications whenever your account is debited or credited

* International Swift Transfer

* Account to account transfer

* Check remittance

* No account fees

* Only one account withdrawal or debit transaction is authorized per quarter. If exceeded, the customer loses credit interest and the account is converted into a current account

Business current account

* Order of book of 48 checks

* Order of withdrawal card on local ATM, KCB IWACU agents and payment in hotels, supermarket, stations,…

* Visa card order for international withdrawals and online payments. facilitates granted only to sole proprietorships with sole shareholder/single signatory

* Registration free of charge on mobile banking to be able to consult your balance and account history on the phone, to make account-to-account transfers, to make bill payments in food stores, restaurants, hotels, supermarkets, stations,. .., to buy Econet, Lumitel, Smart, startimes,...facilities granted only to one-person companies with a single partner/single signatory

* Registration free of charge on internet banking to be able to consult your balance and account history, to make account transfers and payment by swift.

* Free registration to link your account to ECOCASH/LUMICASH/SMART PESA in order to transfer money from your account to your ECOCASH/LUMICASH/SMART PESA and vice versa. facilitates granted only to sole proprietorships with sole shareholder/single signatory

* Free SMS Alert registration to be able to receive instant SMS notifications whenever your account is debited or credited

* International Swift Transfer

* Account to account transfer

* Check remittance

* Certification of Checks

* Issue of BRB checks

* Credits all at school

* Business credit

* Credit line

* Business construction loans

* Discount on invoice

* Advance on market contract

* Bid bond

* Start-up advance deposit

* Performance bond

* Documentary credit

* Documentary collection

* Float/Wallet to cash conversion and vice versa for ECONET, LUMITEL, SMART Agents and Merchants)

Account fees: BIF 4500

No credit interest at the end of the month

Student Account

* No account fees

* Order of withdrawal card on local ATM, KCB IWACU agents and payment in hotels, supermarket, stations,…

* Registration free of charge on mobile banking to be able to consult your balance and account history on the phone, to make account-to-account transfers, to make bill payments in food stores, restaurants, hotels, supermarkets, stations,. .., to buy Econet, Lumitel, Smart, startimes,...

* Registration free of charge on Internet Banking to be able to consult your balance and account history, to make account transfers and payment by Swift.

* Free registration to link your account to ECOCASH/LUMICASH/SMART PESA in order to transfer money from your account to your ECOCASH/LUMICASH/SMART PESA and vice versa

* Free SMS Alert registration to be able to receive instant SMS notifications whenever your account is debited or credited

* International Swift Transfer

* Account to account transfer

* Check remittance

No credit interest at the end of the month

At the end of the school course and in the event of salary or commercial transactions observed on this account, it will be converted into a personal or business current account.

Children's savings account

* This account allows parents to save for their children and introduce them to saving from an early age

* Credit interest: 2% per year

* Free SMS Alert registration to be able to receive instant SMS notifications whenever your account is debited or credited

* International Swift Transfer

* Account to account transfer

* Check remittance

* No account fees

* Only one account withdrawal or debit transaction is authorized per quarter. If exceeded, the customer loses credit interest and the account is converted into a current account

VIP current account

* Access to the VIP service in all branches

* Possibility of being served under VIP conditions

* Order of book of 48 checks

* Order of withdrawal card on local ATM, KCB IWACU agents and payment in hotels, supermarket, stations,…

* Visa card order for international withdrawals and online payments

* Free registration on mobile Banking to be able to consult your balance and account history on the phone, to make account-to-account transfers, to make bill payments in food stores, restaurants, hotels, supermarkets, stations,. .., to buy Econet, Lumitel, Smart, startimes units,...

* Registration free of charge on internet banking to be able to consult your balance and account history, to make account transfers and payment by Swift.

* Free registration to link your account to ECOCASH/LUMICASH/SMART PESA in order to transfer money from your account to your ECOCASH/LUMICASH/SMART PESA and vice versa

* Free SMS Alert registration to be able to receive instant SMS notifications whenever your account is debited or credited

* International Swift Transfer

* Account to account transfer

* Check remittance

* Certification of Checks

* Issue of BRB checks

* Overdraft on salary

* Credits all at school

* Equipment Credits

* Housing loans

Account fees: BIF 25000

No credit interest at the end of the month

KCB IWACU Agent Account

Facilities offered:

* No account fees

* Automatic opening of a parallel account on which the commissions of each transaction will be domiciled

* Free SMS Alert registration to be able to receive instant SMS notifications whenever your account is debited or credited

* Facilitate quick withdrawal at bank counters to supply cash

* No withdrawal fees by bank receipt or cash receipt

* No interest income

Mobile Banking (balance, history, account-to-account transfer, account transfer to ECOCASH/LUMICASH/SMART PESA and vice versa, purchase of ECONET, LUMITEL, SMART, STARTIMES units, etc.)

ATM cash dispenser (Balance, Cash withdrawal by a customer, cash withdrawal by an ECOCASH/LUMICASH/SMART PESA agent, Cash payment, bank transfer)

Internet banking (balance, history, account to account transfer, payment by swift for an amount not exceeding 3000 usd, multiple payments)

POS payment terminals (Balance, history, invoice payment)

Online payment by card

KCB IWACU Agents (Withdrawal, Remittance)

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