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Access to capital for women entrepreneurs in Madagascar

Female entrepreneurship can be a lever for the development of Madagascar within the framework of the New Millennium Development Goals (MDGs). However, financing remains a major problem, especially for women entrepreneurs with a low level of education, especially in rural areas.

Equity and informal borrowings remain the main source of financing today. Several cultural and socio-economic barriers limit access to alternative sources of financing. For example, much remains to be done for the popularization of microfinance. It is therefore a question of giving them the support necessary for their professional development.

    angle-left BNI Madagascar

    BNI Madagascar

    The BNI is a banking institution in Madagascar. It has 43 branches and 68 ATMs in the 22 regions of Madagascar. The services offered by the BNI are aimed at individuals, professionals, SMEs and institutions. Personal, or short, medium and long-term credits are possible for the financing of projects, in particular investment credits and cash credits (overdraft facility, authorized overdraft, commercial discount, advance on pledged stocks, campaign credit , advance on invoice, etc.).

    Partnership with BNI Madagascar

    By signing a partnership with the BNI, companies benefit from facilities in the administrative processing of their employees' payroll, as well as advantages on banking products. Thanks to the bank's network in Madagascar, they can also further develop their clientele.
    The BNI has an SME Window available for assistance with business creation, financial management advice and financing solutions.

    Main address :

    Analakely, 74, Avenue of June 26
    BP 174 - 101 Antananarivo Madagascar
    Telephone: +261 20 2222800

    Website: https://www.bni.mg

    Opening time :

    Monday 08:00-16:00
    Tuesday 08:00-16:00
    Wednesday 08:00-16:00
    Thursday 08:00-16:00
    Friday 08:00-16:00

    Offers for women entrepreneurs

    • Short Term Loan – Investment Credit
      The Amortizable Overdraft is a short-term loan whose amount, duration and periodic repayments (amortization of capital and interest) are determined in advance. It makes it possible to supplement a temporarily insufficient working capital and to finance a well-defined operation
    • Medium Term Loan – Investment Credit
      The Medium-Term Loan is a loan which makes it possible to finance your investment projects: equipment needs (office automation, vehicles, various materials, etc.) and real estate needs (the construction or extension of premises or offices, as well as the acquisition of business premises, land or warehouses) .