• Eswatini
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  • Access to Finance
  • VSLAS (Village Saving & Loan Associations)
  • VSLAS (Village Saving & Loan Associations)

Village Savings and Loan Associations for women in Eswatini

Village Savings and Loan Associations (VSLAs) enable rural communities to finance their own development. Through the deposits and contributions made, VSLAs provide much needed funds to invest in income-generating activities. The savings accrued provide members with loans to start and develop their own businesses.

Women entrepreneurs who need quick and affordable credit should consider joining VSLAs. They are a good alternative source of finances because of their friendly interest rates. Below is a list of organizations which provide training for VSLAs in Eswatini.

angle-left Co-operative College of Swaziland

Co-operative College of Swaziland

The mandate of the Cooperative College of Eswatini (CODEC) is to provide education and training on various aspects of cooperation to the cooperative movement. It targets staff, Board members, membership and the public at large. The institution provides quality skills in the co-operative sector through education, training, research and advisory services.


Certificate in Cooperative Business Management: Part-time

Ø Induction Course (4 weeks)
Ø Membership Empowerment Programme
Ø Member Education
Ø Board of Directors Orientation
Ø Education Committee
Ø Supervisory Committee
Ø Treasurers
Ø Secretary and Managers
Ø Secretaries

Certificate in Co-operative Business Management (CCBM): Full-time

Ø Introduction to Cooperation
Ø Basics of Book-keeping and Accounting
Ø Introduction to Business Maths and Statistics
Ø Commercial Knowledge
Ø Introduction to Cooperative Policy and Legislation
Ø Introduction to community Development
Ø Introduction to Computer Applications
Ø Introduction to Cooperative Accounting
Ø Principles of Economics
Ø Introduction to Marketing
Ø Introduction to Costing and Materials Management
Ø Savings and Credit Co-operative Management

Minimum requirement is 4 passes (English inclusive) in IGCSE/GCE O’Level or any equivalent. Students with Accounting and Business studies are given priority if the college receives satisfactory evidence that the candidate qualifies for the program.

Fees Structure 
Certificate programmes E9 840.00
Induction Course E984.00
Other fees obtainable on request

Outreach Programmes
Ø Youth and Cooperatives
Ø Schools Co-operatives
Ø Political leaders’s sensatisation on cooperatives
Ø Business associations’ sensitization on cooperatives


Co-operative College of Swaziland
P.O. Box 1393
Headquarters: +268 2404 3201
Siteki: +268 2343 4705
Nhlangano: +268 2207 8348
Manzini: +268 2505 6152
Pigg’s Peak: +268 2437 1177

Contact person
The Principal
Tel: +268 2416 1087/7
Email: cooperativecollegeswaziland@gmail.com