Tanzania Agricultural Development Bank (TADB) - Tanzania

Access to Capital

In Tanzania, the proportion of women with access to financial services is low compared to that of men due to several social-economical factors.This, in spite of the big role women entrepreneurs contribute to the national economy.

This financing gap has attracted the attention of development actors; they are advocating for a fair distribution of productive resources between men and women.

Some statistics

51.2% of women access formal financial services compared to 63% of men
17.1% of women hold accounts in financial institutions against 21.1% of men
27% of adult women own Mobile Phones as opposed to 38% of men
44% of the women use Mobile Money against 54% of men .

What can help to narrow the gap ?

Ever growing Digital Financial Services; and the
Development of Women Specific Financial Products and Services.

Tanzania Agricultural Development Bank (TADB)

*Tanzania Agricultural Development Bank (TADB)*	TADB is a State-owned Development Finance Institution (DFI) established to catalyse the development of agriculture sector in Tanzania by providing loans to agricultural entrepreneurs The TADB Limited was established under the company Act 2002 CAP 212 to support agricultural financing value chain such as finance agricultural inputs, production, warehousing, and distribution facilities, processing and marketing.
	Brief description of the loan
Agricultural Value Chains Loan	TADB gives loans to various entrepreneurs and the repayment period ranges from 12-36 months
Interest rate	Agreeable
	Collateral	Formal and informal securities
	Amount	2,000,000 and above
	Grace period	No
	Duration	12-36 Months
	Repayment terms	Monthly
	Requirements	Producer, processor and or seller of agricultural products Committed and trustworthy Tanzanian National
	Contacts	EASTERN ZONE Acacia Estate Building 4th Floor Kinondoni, Kinondoni Road. Box 63372 DSM, Tanzania. +255 22 292923500 0800 110 120 info@tadb.co.tz CENTRAL ZONE PSPF Dodoma Plaza 5th Floor Plot 2&4 NCC Link Area, Benjamini Mkapa Road, P.O. Box 2143 Dodoma, Tanzania. +255 26 2963849 0800 110 120 dodoma@tadb.co.tz LAKE ZONE TBA Building Ground Floor Ex. TRA Office, Postal Road, P.O. Box 141 Mwanza, Tanzania. +255 28 2541763 0800 110 120 mwanza@tadb.co.tz SOUTHERN HIGHLANDS ZONE Plot No.20 Block E Jacaranda Street, P.O. Box 2581 Mbeya, Tanzania. +255 25 2503053 0800 110 120 mbeya@tadb.co.tz

DIAMOND TRUST BANK (DTB)– ZANZIBAR

targets SME sector

NATIONAL BANK OF COMMERCE LIMITED (NBC) – ZANZIBAR

provides cash cover and group loans

Amana Bank Zanzibar

Islamic bank that offers loans and services that meet the needs of not only Muslims customers but everyone who wishes to apply for the bank services.

MELI NNE SACCOS

provides several financial products and services that target individuals and group members

Equity Bank- Zanzibar

has two different loans targeting business women

BRAC Zanzibar

provides loan to groups of women who engage in entrepreneurship

UWEZESHAJI SACCOSS

mobilizes savings from its members and in return provide credit-free facilities

50MAWSP origin

The African Development Bank partners with EAC, COMESA & ECOWAS Regional economic blocks to implement the 50 Million African Women Speak Networking Platform Project.The platform is intended to empower millions of women in Africa to start, grow, and scale up businesses by providing a one-stop shop for their specific information needs. Click on the image for more information

Tanzania Agricultural Development Bank (TADB) - Tanzania

Access to Capital