• Burundi
  • Resources
  • Access to Finance
  • Access to Capital
  • Access to Capital

The Government of the Republic of Burundi, through the Ministry of Human Rights, Social Affairs and Gender, has a National Gender Policy of Burundi, 2012-2025. Among the eight challenges identified that affect the social, legal and economic situation of women and that limit the promotion of equity is the challenge of equal access and accessibility to resources and economic opportunities by women.

With this policy, women currently have access to factors of production, basic infrastructure, support services and financial resources as indicated in the National Gender Policy of Burundi, 2012-2025, especially in its results framework. . Some women's organizations and associations have been created precisely to facilitate women to have capital to start their business or increase their business. Other financial institutions have created specific products for women entrepreneurs.

angle-left Caisse Cooperative d'Epargne et de Crédit Mutuel (CECM)
  1. Caisse Cooperative d'Epargne et de Crédit Mutuel (CECM)

About the Institution

The Caisse Coopérative d'Epargne et de Crédit Mutuel (CECM) is a Microfinance institution which began operations in 1995 and was approved by the BRB in 2006.

The CECM wants to strengthen the economic and social power of low-income people, particularly women, by supporting their economic activities through local financial and non-financial services that are accessible and adapted to their needs. The CECM has 6 branches including 5 inside the country and 3 counters in the city of BUJUMBURA.

It covers the national territory thanks to the CECM NI AKARAVYO product which facilitates withdrawals, deposits and transfers by mobile phone.

List of products supplied by the Institution

Brief product description

At least 15 group members in association are eligible for the Credit

1.VSLA

Loan interest rate:

2 months

Activity area :

Small business

Repayment deadlines

6 months

Guaranteed or not

Without physical guarantee but the moral guarantee is required, that is to say the endorsement between the members of the group

Ceiling amount

1,000,000Fbu

2. Trade

Brief product description

The product is intended for women who operate in the Commerce sector

Loan interest rate

8 -12%

Activity area

Trade

Repayment deadlines

6 -36 months

Guaranteed or not

With guarantee (“moral” joint surety or physical guarantee)

Ceiling amount

50,000,000 Bif

3. Solidarity Guarantee Group (GCS)

Brief product description

The Solidarity Guarantee Group (GCS) is intended for a team of people thus constituting a guarantee in the reimbursement.

Activity area

Small business

Interest rate:

2 months

Repayment deadlines

6 months

Guaranteed or not

The joint guarantee of the members varying from 5 to 10

Ceiling amount

1,000,000 Fbu

4. Farming

Brief product description

This product is intended for women who work in the agricultural sector.

Activity area

Agricultural

Loan interest rate:

8% / year

Repayment deadlines

6 to 9 months

Guaranteed or not

With warranty

Ceiling amount

Relating to the member's repayment capacity with a ceiling of 50,000,000 Fbu.

5. Health and social action

Brief product description

This product is intended for women who work in the health sector and in other social actions

Activity area

Health and social

Loan interest rate

8 – 12%/ year

Repayment deadlines:

3- 36 months

Guaranteed or not

With warranty

Ceiling amount

The ceiling moment is relative to the repayment capacity of the Fbu member.

6. Education

Brief product description

This product is intended for women but only for educational activities

Activity area

Education

Loan interest rate

8 - 12%/ year

Repayment deadlines

3- 36 months

Guaranteed or not

With warranty

Contact information

Microfinance contact details

The CECM

The CECM is located at Avenue de la RDC N° 10

BP 6665 Bujumbura

Email: cecm@cbinf.com

Tel: 22 24 95 27 /

22 21 33 75