D’autres banques et institutions - D.R. Congo

Access to financial services in the DRC

Most women who start their own businesses do so with less money than men, and rely more on personal savings or loans from friends or family .

Lack of access to finance is a crucial problem for women entrepreneurs wishing to develop their activities in the DRC.

Given that the financial intermediation rates in the DRC remain one of the lowest in the world, the conditions for granting loans by the banks are difficult and do not allow women to have easy access to them.

Intermediation is a process by which customer deposits are transformed into loans.

Industry Promotion Fund-FPI

After an observation that the Industrial Sector lacked the means to ensure its effective start-up and the insufficient self-financing of companies to cover their investment needs. The Congolese State has therefore created the Fund for the Promotion of Industry-FPI by Ordinance Law No. 89-171 of August 07, 1989, which is an appropriate framework for financing the industrial sector with longer terms and at low interest rates.

This public establishment is established in all the provinces of the Democratic Republic of Congo whose General Management is located in Kinshasa precisely in the commune of Gombe at No. 16 Avenue Lukusa opposite the Cercle Elaeis.

The FPI's main mission is to promote the development of Congolese industry by, among other things:

Support for existing industries;
The promotion of new industries;
The promotion of small and medium-sized enterprises;

In order to promote Small and Medium Enterprises (SMEs), the Congolese Minister of Industry has decided that financing from the Industry Promotion Fund-FPI intended for investment will now be granted at a rate of maximum interest of 6% for all businesses. Specifically the business projects of young and female entrepreneurs will be financed at 4%.

The costs of opening the file are equivalent in Congolese francs to two hundred and ninety US dollars (US$290) at the daily rate and payable to the FPI's accounts housed in commercial banks, while indicating the name of the Promoter Company and the nature of the payment ( Expenses for opening the file ).

Click here to download the funding application form

To contact the head office of the Fonds de Promotion de l'Industrie-FPI