Most women in Kenya work in the agricultural sector and produce most of the agricultural produce in the country. However, when it comes to accessing credit and other forms of agricultural finance, women’s access drops quickly.

Within the non-agricultural sector of the informal economy, women are also very active in informal cross-border trade, where they are involved in a large volume of the goods traded across borders. Similar to those in the agricultural sector, women in informal cross border trade face several huddles in accessing finance.

Public and private institutions in Kenya have identified women’s challenges in accessing finance and have established various programmes to bridge the gap.


is a mobile based account offered exclusively to M-PESA customers enabling them to save and access credit over their mobile phones


Tala provides instant mobile loans to its customers.


is a Fintech providing loans via MPESA

Choice Microfinance Bank

is a community-based microfinance bank headquartered in Rongai, Kajiado County, Kenya that offers 9 types of loans

Caritas Microfinance Bank

disburses a number of loans including LPO financing, seed development, solidarity and invoicing

M-Shwari by CBA bank and Safaricom

M-Shwari is the revolutionary new banking product for M-PESA customers that allows you to save and borrow money through your phone while earning you interest on money saved. With M-Shwari, you are...

Kenya Women Microfinance Bank (KWFT)

offers a range of loans that include emergency, asset financing, agrodealer, input financing, etc...

Yehu Microfinance Trust

 Yehu issues loans and free Business Skill Training aimed at improving the capacity of the clients in managing their businesses and increasing their income

CFC - Stanbic

Stanbic has a product intended to empower growing women in Kenya

Women Enterprise Fund

Women Enterprise Fund is a Semi-Autonomous Government Agency that provides accessible and affordable credit to support women, start and/or expand business for wealth and employment creation


The African Development Bank partners with EAC, COMESA & ECOWAS Regional economic blocks to implement the 50 Million African Women Speak Networking Platform Project.The platform is intended to empower millions of women in Africa to start, grow, and scale up businesses by providing a one-stop shop for their specific information needs. Click on the image for more information


50MAWS Project engages East African Financial institutions for more financial inclusion. Click on the photo above for the full story