Accessing Finance in Kenya

Most women in Kenya work in the agricultural sector and produce most of the agricultural produce in the country. However, when it comes to accessing credit and other forms of agricultural finance, women’s access drops quickly.

Within the non-agricultural sector of the informal economy, women are also very active in informal cross-border trade, where they are involved in a large volume of the goods traded across borders. Similar to those in the agricultural sector, women in informal cross border trade face several huddles in accessing finance.

Public and private institutions in Kenya have identified women’s challenges in accessing finance and have established various programmes to bridge the gap.
angle-left ROOT CAPITAL


Brief description

In East Africa, the vast majority of farming is done by small-scale growers located in remote areas, who depend on agricultural businesses to help them access domestic and international markets. With a regional office in Nairobi and colleagues based throughout the region, we build long-term relationships with these businesses and provide them with what they need to grow: reliable access to financing and tailored advisory services.

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Business Loan


Brief description

We’re a different kind of financial institution: one driven by local experts who are focused exclusively on agriculture. We don’t just invest financial capital; we invest in human capital.

We partner with enterprises that can demonstrate:

  1. Proven results
  2. Established Relationships
  3. Experienced management
  4. Positive Impact

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Ceiling amount

Ranging from $200,000 - $2 million.


The Arch Place
Nyangumi Road
Kilimani, Nairobi, Kenya
Phone: (254) 20.760.1005/6/7/8
Mobile: +254 736.864892

Mailing address:
Root Capital Incorporated
PO Box 76355-00508
Nairobi, Kenya



The African Development Bank partners with EAC, COMESA & ECOWAS Regional economic blocks to implement the 50 Million African Women Speak Networking Platform Project.The platform is intended to empower millions of women in Africa to start, grow, and scale up businesses by providing a one-stop shop for their specific information needs. Click on the image for more information


50MAWS Project engages East African Financial institutions for more financial inclusion. Click on the photo above for the full story