Accessing Finance in Kenya

Most women in Kenya work in the agricultural sector and produce most of the agricultural produce in the country. However, when it comes to accessing credit and other forms of agricultural finance, women’s access drops quickly.

Within the non-agricultural sector of the informal economy, women are also very active in informal cross-border trade, where they are involved in a large volume of the goods traded across borders. Similar to those in the agricultural sector, women in informal cross border trade face several huddles in accessing finance.

Public and private institutions in Kenya have identified women’s challenges in accessing finance and have established various programmes to bridge the gap.

Youth Enterprise Fund

The Fund seeks to create employment opportunities for young people through entrepreneurship

Uwezo Fund

The Fund seeks to expand access to finances and promote women, youth and persons living with disability.

Mwananchi Credit Limited

Provides flexible and tailor made products that meets customer specific needs.

Bamboo Capital Partners

Provides innovative financing solutions to businesses in emerging markets.

Hand in Hand International

Hand in Hand International works towards eradicating poverty.

Medical Credit Fund Africa

The Medical Credit fund is dedicated to financing small and medium-sized health facilities in Africa.

Harambee Sacco

Harambee Sacco is a Sacco that focuses its membership on government institutions and parastatals.

Ardhi Sacco Society Limited

The Society’s mission is to provide exceptional services to attract and retain savings and offer credit for the improvement of the economic lives of members.

Asili Sacco Limited

Focuses on mobilizing member’s savings for provision of sustainable competitive financial services.


Supports the growth of entrepreneurial ecosystems in various sectors in East Africa.


Root Capital invests in the growth of agricultural enterprises.


The AECF supports businesses to innovate, create jobs, leverage investments and markets.


HEVA has designed a facility focused on young women in creative enterprises.


Makes direct investments in businesses with potential for substantial growth.


K-Unity SACCO provides savings and credit services to its members.

Imarika SACCO

Focuses on improving member's socio-economic welfare by providing diversified financial products and services.

Maisha Bora Sacco Limited

Maisha Bora’s mission is to transform lives through innovative financial solutions.

AIB-AXYS Africa Ltd

AIB-AXYS Africa Ltd leverage talent and networks to better service businesses and investors.

Financial Access

Financial Access focuses exclusively on frontier and emerging markets.

Upscale Consulting

Upscale Consulting supports emerging and existing entrepreneurs to start and grow thriving businesses.



The African Development Bank partners with EAC, COMESA & ECOWAS Regional economic blocks to implement the 50 Million African Women Speak Networking Platform Project.The platform is intended to empower millions of women in Africa to start, grow, and scale up businesses by providing a one-stop shop for their specific information needs. Click on the image for more information


50MAWS Project engages East African Financial institutions for more financial inclusion. Click on the photo above for the full story